They need your money to pay their mortgage. Looks like you are paying for their house. I guess it’s one thing if that house is entirely occupied by you, but I’ve had this very same situation where I’m renting their basement yet paying $1300 (which was actually more than their mortgage)

It’s so fucking disgusting and insulting to not only not be able to afford your own home because of all this b.s, but to also be paying for someone else’s home…