• sab@kbin.social
      link
      fedilink
      arrow-up
      119
      arrow-down
      4
      ·
      1 year ago

      I guess it only occasionally makes sense for government web sites and banks. X might have ambitions to become a bank, so in that sense it might make sense.

      So another piece of advice: if twitter ever asks you if you want to start using it for banking, nope the fuck out.

      • Hotzilla@sopuli.xyz
        link
        fedilink
        English
        arrow-up
        63
        arrow-down
        3
        ·
        edit-2
        1 year ago

        You Americans should get to this century and start performing digital strong authentications like the rest of us. Sending picture of your ID to anyone is insane :)

        How we do it here in Finland is that there are digital identity providers which use bank/mobile carrier to identify you. They then use MFA when identifying you. Any service can use these services to do strong authentication for you. And they don’t cost anything for the customer, and is really cheap for the company who wants to identify you. It is also build into the law that you must identify people using these, to avoid identity theft.

            • HeartyBeast@kbin.social
              link
              fedilink
              arrow-up
              1
              ·
              1 year ago

              But how did they authenticate your identity when you opened the account? I’d not trying to be an arse - but at some point it will likely have come back to matching some official photo id against your face.

              • Hotzilla@sopuli.xyz
                link
                fedilink
                English
                arrow-up
                1
                ·
                1 year ago

                They once identify you from your driver’s license, government id card or passport. After that you for example link your smart phone to you, and you use their app when you identify.

                You can also use mobile carriers, they send a push notification directly to you phone+sim. Not sure what protocol they use here, because it opens up an UI which is plain android, and asks pin.

                Everything relays on chain of trust that since one service has identified you, the next can trust too. Plus there is MFA to verify that you actually made the identification request.

                • HeartyBeast@kbin.social
                  link
                  fedilink
                  arrow-up
                  2
                  ·
                  1 year ago

                  The initial argument was ‘sending is to anyone is insane’ but that’s what you do with the bank. Yes it’s only once - but that’s the same as the other systems we are taking about here.

                  • Hotzilla@sopuli.xyz
                    link
                    fedilink
                    English
                    arrow-up
                    0
                    ·
                    1 year ago

                    They don’t accept it remote, only face-to-face. I have done it once, 15 years ago. Face-to-face is actually only way to do it to avoid identity theft.

      • Dr. Wesker@lemmy.sdf.org
        link
        fedilink
        English
        arrow-up
        18
        arrow-down
        3
        ·
        edit-2
        1 year ago

        Idk, I’ve got my hands in a lot of financial cookie jars, and I don’t recall ever being asked for something like this. At the very least, not in this manner.

        • 520@kbin.social
          link
          fedilink
          arrow-up
          22
          ·
          1 year ago

          It’s pretty standard for European banks thanks to Know Your Customer laws.

          • exen904@kbin.social
            link
            fedilink
            arrow-up
            6
            arrow-down
            1
            ·
            1 year ago

            If you keep in mind that it’s only done with special certified subcontractors, then yes. I would never give that information directly to a company like X. And yes, also those special companies are more times shady than they should be, but still.

            • 520@kbin.social
              link
              fedilink
              arrow-up
              3
              ·
              1 year ago

              If you keep in mind that it’s only done with special certified subcontractors, then yes.

              Dunno what you’re talking about here but I’ve had to go through something similar every time I’ve opened a new account with a financial service.

              But yeah, I would not trust Twitter/X either. Musk is too much of an emotional child following whatever whim takes his fancy that day.

        • sab@kbin.social
          link
          fedilink
          arrow-up
          8
          ·
          1 year ago

          I know there’s a similar-ish process for accessing Spanish social security services online at least, and I believe it’s the same for some other services as well.

          Then again, Spanish public services are not exactly the gold standard for digitalization.

          • diprount_tomato@lemmy.world
            link
            fedilink
            English
            arrow-up
            7
            ·
            1 year ago

            Wait are you Spanish too? Those websites look like they’ve been made by a secretary’s cousin that only knew how to copy and paste in the 90s

            • sab@kbin.social
              link
              fedilink
              arrow-up
              6
              ·
              1 year ago

              I just have a few Spanish friends! And from what they’re telling me that’s probably exactly how these websites were made.

        • qaz@lemmy.world
          link
          fedilink
          English
          arrow-up
          3
          ·
          1 year ago

          I have the opposite experience but maybe it’s just different in the EU

      • 👍Maximum Derek👍@discuss.tchncs.de
        link
        fedilink
        English
        arrow-up
        7
        ·
        1 year ago

        To follow his dystopian vision of Twitter as the Everything app, in the US it will have to be a bank at some point. The same way that Apple is now a bank in order to power parts of their wallet and payment platforms.

      • Neato@kbin.social
        link
        fedilink
        arrow-up
        3
        ·
        1 year ago

        The only government function that has ever wanted a “selfie” was for my drivers license and passport. Both of which feature that picture. But I’ve never done either through a site.

    • BorgDrone@lemmy.one
      link
      fedilink
      English
      arrow-up
      21
      arrow-down
      2
      ·
      1 year ago

      It’s stupid as well, because it’s impossible to authenticate an id or passport from a photo. You can just photoshop something and send that in.

      • The Prism@feddit.nl
        link
        fedilink
        English
        arrow-up
        4
        ·
        1 year ago

        incorrect. it is actually fairly easy to authenticate an id or passport from a photo. Photoshopping something is easily spotted by a trained eye. Source i work as a document expert for an online ID verification company. the amount of fakes we spot each day are fairly large and its not all automatically processed. Also for those people that don’t know where there data is proccesed. there are actually a lot of laws in place to protect your data for example for EU citizens

        • Honytawk@lemmy.zip
          link
          fedilink
          English
          arrow-up
          1
          ·
          edit-2
          1 year ago

          So just … photoshop and print a fake ID and ask a stranger to take a picture with it.

          I doubt you will see the ID clearly enough to make out the photoshopped parts.

          • The Prism@feddit.nl
            link
            fedilink
            English
            arrow-up
            1
            ·
            1 year ago

            nah thats why we reject on bad quality if we can’t see all the sec features or if documents are printed or on a screen. Things like laser engraving are actually easy to see the difference between Photoshop and real.

        • BorgDrone@lemmy.one
          link
          fedilink
          English
          arrow-up
          1
          ·
          1 year ago

          Sure, a bad photoshop can be spotted, but you can’t spot it if the forger put in just a little bit of effort. The fact that you can spot some fakes doesn’t mean you spot all fakes.

          • The Prism@feddit.nl
            link
            fedilink
            English
            arrow-up
            1
            ·
            1 year ago

            Hence why we have minimum picture quality were we reject if too low quality plus in 6 years of working i have only seen a handful of fraudsters put in effort. most don’t put in effort and are either shoddy photoshops or people use camouflage passports(aka passports from non existing countries)the thing is that most printing techniques are easily visible on official passports. things like laser engraving and embossing are hard to photoshop and if people try they often look digitally replaced. But for doing my work it also has made we agree that not all companies need every data you have. But yes it does hell that i have done Print design before this job so know about how things are printed plus knowing how photoshop works

        • ChaoticNeutralCzech@feddit.de
          link
          fedilink
          English
          arrow-up
          1
          ·
          1 year ago

          Only if you want to watch adult-themed videos, which they have been more lenient towards after the introduction of YouTube Kids and this measure. NewPipe and yt-dlp can still stream them, though, and you could also interact with the video (like, comment, save to playlists) using the official frontend last time I checked.

          • pumpsnabben@sopuli.xyz
            link
            fedilink
            English
            arrow-up
            2
            ·
            1 year ago

            More lenient?!

            I like to watch people playing Hearts of Iron 4 (a WW2 strategy game) and most of the creators avoid saying “Hitler” to avoid getting demonetized and hit with an age check.

            It’s getting a lot worse.

            • ChaoticNeutralCzech@feddit.de
              link
              fedilink
              English
              arrow-up
              1
              ·
              1 year ago

              What I meant is that fewer videos get removed when age-restricting them is an option. Demonetization of any keywords relating to objectionable topics is still ridiculous, though, especially when the company has major AI research labs that could figure out how to differentiate between use in historical context and propaganda. However, that does not pay the bills and they don’t need more users & creators to be happy about the platform.

    • Otter@lemmy.ca
      link
      fedilink
      English
      arrow-up
      4
      arrow-down
      1
      ·
      1 year ago

      Outside of services where you need to access it (ex. school / exams / government services), one beneficial one might be dating apps. There’s an advantage to being verified.

      Although none of them ask for ID from what I understand, just “hold up 3 fingers and take a touch your nose” or something…

    • Send_me_nude_girls@feddit.de
      link
      fedilink
      English
      arrow-up
      1
      arrow-down
      1
      ·
      1 year ago

      PayPal did and I need this service for almost any online purchase. Credit card is uncommon here and expensive. :/