• Confused_Emus@lemmy.dbzer0.com
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    3 months ago

    Go ahead, steal my identity. See if you have any better luck with it.

    I keep all my credit reports frozen. These days, everyone should.

      • Confused_Emus@lemmy.dbzer0.com
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        3 months ago

        Oh? Who’s the new one?

        ETA: I got woosh’d, didn’t I? I just came off night shift and it’s not even 8AM. That’s my story and I’m sticking to it.

        • werefreeatlast@lemmy.world
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          3 months ago

          I am. Your login is locked unfortunately. Send me your username and password if you want to unlock it. It’s fairly common. You’ll get your credit score as well.

        • asqapro@reddthat.com
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          3 months ago

          There are actually more than 3 providers and you should put a freeze on everything you can. You only need unfrozen credit for applying for new lines of credit (loans, credit cards, etc), and unfreezing is a quick process (15 minutes or so).

          Here’s a pretty comprehensive guide for protecting yourself: https://old.reddit.com/r/IdentityTheft/comments/uvv3ij/psa_freezing_your_three_main_credit_reports_is/

          It’s better to take these steps before you get your identity stolen rather than after. These steps can prevent your leaked information from being used against you.

            • asqapro@reddthat.com
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              3 months ago

              Even if some of the information is outdated, although I believe it’s all still valid, the main points / TL;DR are absolutely relevant. It’s unlikely that the main bureaus will change, and although the exact steps for freezing may change over time, the emphasis on freezing is important.

          • other_cat@lemmy.world
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            3 months ago

            Is anyone else completely unable to register on chexsystems? Usually when this happens I can’t tell if it’s because of my privacy settings or a legitimate fuckup on the server’s end.