• bc93@lemmy.world
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    5 months ago

    Money refers to some token which is commonly accepted as a form of payment for goods and services and for the repayment of debts. In some contexts - dark web marketplaces, for example - certain cryptocurrencies such as Bitcoin and Monero are money. In the context of the physical world, generally cryptocurrency isn’t considered to be money, but rather a security - a tradable financial asset, but not a form of directly usable money - the asset has to be exchanged for e.g. USD to be spent.

    In this way, cryptocurrency is a bit like WoW gold. I can’t pay for my rent with it, and I can’t really buy any physical property with it, so it’s not money in that context, but in Azeroth, it’s money. I might be able to exchange my digital asset for real money or physical assets, but only in black markets.

    Hope this helps

    • Tja@programming.dev
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      5 months ago

      I mean, the same can be said for Norwegian Kroner (assuming you’re not in Norway) and nobody doubts that it is money. I can’t pay my rent with it, or buy bread with it, I need to exchange it for “real money” (Euro for me) but it is real money.

      • bc93@lemmy.world
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        5 months ago

        Yeah, that’s what I was trying to explain - NOK is money, but only in Norwegian contexts. Runescape gold is money in a Runescape context. Bitcoin is money in the context of dark web marketplaces. The more contexts that some asset is considered to be money, the more widely recognised that asset is as a “real” money. If cryptocurrency becomes more commonly accepted as a medium of exchange, then it will more broadly be recognised as money. But as it stands, for most people in most contexts, cryptocurrencies are not money. I hope that makes sense!

      • bc93@lemmy.world
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        5 months ago

        Dude, if it’s newsworthy then it’s not a common occurrence. And no, many landlords do not accept crypto lol.

        • Knock_Knock_Lemmy_In@lemmy.world
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          5 months ago

          You previously said buying property can’t be done. Now you’ve shifted to “not common”.

          https://www.muralpay.com/blog/how-to-use-stablecoins-in-your-daily-life

          How to use Stablecoins to Pay Rent While direct payment of rent in digital dollars might not be mainstream yet, Rent.App allows its users to pay their rent in USDC or USDT with no fees. By creating or connecting your digital dollars wallet on their website, you can input your landlord’s email and the amount you wish to send them for your rent. However, your landlord will need to create or connect their wallet to the platform to receive the money.

          • bc93@lemmy.world
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            5 months ago

            Now you’ve shifted to “not common”.

            The opening line of my comment literally reads:

            Money refers to some token which is commonly accepted as a form of payment

              • bc93@lemmy.world
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                5 months ago

                It’s not though - I can’t pay for my rent with it. And I can’t really buy any physical property with it. Just because someone somewhere did do that, it doesn’t mean I can. I don’t have any cryptocurrency so I can’t actually buy anything with it. Checkmate.

                • Knock_Knock_Lemmy_In@lemmy.world
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                  5 months ago

                  I can’t pay for my rent with it.

                  I linked to an app service created specifically to pay rent with crypto.

                  And I can’t really buy any physical property with it.

                  You can really buy physical property with crypto. I gave you examples.

                  Just because someone somewhere did do that, it doesn’t mean I can.

                  Yes you can. All you need is the crypto.

                  I don’t have any cryptocurrency so I can’t actually buy anything with it.

                  What?

                  I don’t have any Japanese Yen so I can’t actually buy anything with it. Therefore Japanese Yen is useless?!?

                  No

                  Checkmate.

                  OK. I’m playing chess with a pigeon.