• Neato@ttrpg.network
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      7 months ago

      Well all that really means is you are locked out of building meaningful wealth forever. You can still gets loads and loads of revolving debt with incredibly high rates and payday loans that are somehow worse rates than literal mafia loan sharks.

      • PugJesus@kbin.social
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        7 months ago

        Well all that really means is you are locked out of building meaningful wealth forever

        Then clearly my only path forward is to hold the world ransom for one million dollars.

    • BallsandBayonets@lemmy.world
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      7 months ago

      Ungovernable and homeless! Even people on Craigslist looking for roommates check credit scores now, and some jobs.

      That being said my credit score is in the 500s; and medical debt and student loan debt doesn’t cause me anxiety like it used to because what more can they do? Garnish my wages? My wages are already too low to pay my rent so if they start stealing my paycheck I’ll become homeless and they still won’t get their money. I’ll be more likely to die, but then they really won’t get their money.