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Yes but here’s the thing. I bought my iPhone because it’s damn simple. I don’t like spending time on my phone, simple is efficient. I’m envisioning a future where I have a folder full of wallet apps because every debit/credit card institution creates their own. All circumventing the privacy restrictions Apple forces on their AppStore. Truly the consumer has lost in this situation. If I didn’t want to use the AppStore - I would have bought a different phone.
For what it’s worth - I think I agree with you. But your message rambles on and never makes a concise point. That’s most likely why the downvotes. You can always ask a LLM to tidy it up for you next time.
Edit: LLM = Large language model.