Hi fellow discuss.online person!
I’m finding it has zero issues out here in Utah too. Just hoping it grows some additional communities outside of nerf for my local feed 😂
I used Libby. (Just go grab a local library card and see if you can dig up any old library cards from anywhere else you’ve lived… You can have multiple libraries linked.) Also great for audiobooks.
Thank you fellow human!
I’m not seeing it yet - but YNAB is my current approach and I adore it.
I used to approach it in a project my income for the month and then assign that money into categories and into a savings pool. It was a good spreadsheet. I liked it.
But I find the envelope system that YNAB uses extremely powerful. You can set your categories (and it encourages you to remember expenses that only come up once in a while and budget for them on a monthly basis) and then you use the money you CURRENTLY have to fund them. You assign every dollar a job. Which means I can totally splurge on a fancy dinner… But it means I might be pulling money I assigned to my ski pass out (I sound ridiculously entitled, sorry… the blog posts they have give better perspectives if you are starting from high debt or low income). And I don’t want to pull that money because I’ve been setting it aside slowly for months… So I don’t splurge on drinks and dessert or I suggest street tacos or cooking at home for my friends instead.