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I get to pay 4k a year, just to be able to be charged only 6k out of pocket. After that 10k, I still would owe 10% of every charge after that.
Or I can pay 2k a year for the privilage of being charged a little over 8k out of pocket. After that, I’d owe 20% of everything after.
So every year, I get to gamble my prospective income on how much healthcare I think I’ll need. I want to save on monthly costs? Hopefully nothing emergent happens. Expecting a procedure? Now I’m out a few extra hundred a month just so I don’t have to pay more than 10% after already paying 6k.
All this is assuming I don’t get denied coverage and have to foot the whole bill anyway. I need to see a specialist, though, and the only one nearby isn’t in my network. I gotta drive an hour and a half or pay 100%.
I’m paying more than the savings I’m able to put away to assholes who own yachts bigger than the house I rent.
Who would view this system as favorable?
I think we’re all fucked, because the monsters who run all of this value money over other’s lives, and it helps with military retention. I’m sure there are people who wanted to get out of the service, but were worried about healthcare costs.
The private sector doesn’t care, as long as the lines keep going up. And the government doesn’t want to lose one of their sticks to keep people on their bases and ships.
So they’ll buy mansions, and yachts, and travel the world. While I have to sit at home, just waiting for the day to be able to afford a vacation. And I’ll sit and watch as our tax money is used by private businesses for stadiums, or mine-resistant vehicles for suburban cops, or to turn brown children into skeletons.
All the while, you’re sitting there with constant pain and all the world cares about is the amount of testosterone in athletes at the Olympics. That’s what’s driving conversations these days. More circuses to distract us from the real problems.