Go look at all the Windows PCs announced in the last few months and you will see they have NPUs. So again, why would we wait until it is too late to try to stop this nonsense?
Also the “AI” may run locally but it saves the info into an easily accessible and readable SQLite database in the users AppData. It will be trivial for malicious actors to access.
If this were the case then “I fucked your dad” would be just as common an insult, with all the same connotations.